Privacy Policy

Last updated: May 2026 · Halftime Tools, operated by IP Capital (Pty) Ltd

Your privacy matters. This policy explains what information we collect, why we collect it, and how we use it. We keep things simple because the data we hold is minimal by design.

1. What we collect

Email address — used to create your account and identify your access tier.
Access tier — whether you have purchased Essentials or the Premium Suite (stored as a number: 0, 1, or 2).
First name — optional, collected at signup for personalisation only.
Payment confirmation — PayFast notifies us that a payment was completed. We do not store card numbers, banking details, or any other payment instrument data.

We do not collect, see, or store any of the numbers you enter into the financial planning tools. All calculations run in your browser.

2. How we use your information

To authenticate you and grant access to the tools you have purchased.
To send transactional emails (account confirmation, payment receipt) where applicable.
We do not send marketing emails without your explicit consent.
We do not sell, rent, or share your data with third parties for marketing purposes.

3. Third-party services

Supabase — handles authentication and stores your email and tier. Data is hosted on servers within the EU. Supabase Privacy Policy.
PayFast — processes payments. We receive a confirmation notification but never your card or banking details. PayFast Privacy Policy.
Netlify — hosts the website. Standard access logs (IP address, browser type) may be retained by Netlify. Netlify Privacy Policy.

4. Cookies and local storage

We use browser localStorage to remember your last-used email address (convenience only) and sessionStorage to hold your selected tier during the checkout flow. No third-party tracking cookies are set by Halftime Tools.

5. Data retention

Your account data (email and tier) is retained for as long as your account exists. You can request deletion at any time by emailing us at winning@halftimefinancial.io. We will delete your account within 7 business days.

6. Your rights (POPIA)

Under the Protection of Personal Information Act (POPIA), you have the right to access, correct, or request deletion of your personal information. To exercise these rights, contact us at winning@halftimefinancial.io.

7. Contact

Questions about this policy? Email us at winning@halftimefinancial.io.